Understanding Medicare

This time of the year can be confusing for those of us who have loved ones over age 65 on Medicare. There are so many health plans being dangled in front of our elderly, they hardly know which way to turn! If your loved one is not represented by an agent you can trust to explain your options in a clear and concise manner, I would advise you go to www.medicare.gov for help. All medicare approved health plans are listed by state and county, with links to benefits, providers lists and more. Between January 1st and March 31st, 2008, those currently enrolled in a medicare health plan may change plans ONE time, so understand what the premiums are, co-pays and deductibles, as well as what the prescriptions drug costs are since they have to live with it until next year.