Not Yor Mamma, Mother

I just had a "venting session" with my husband about an episode with my mother today. When did I become the parent? Well, maybe I'm not totally there yet, but it's certainly progressing that way.

Let me start this by saying how thankful I am that my mother has been cognizant of the issues that beset the elderly, such as the inability to keep things straight financially. She still writes checks and pays her bills. It is an important step to retaining independence. Every few months, a bill gets misplaced, but it's not that often and she usually realizes something is wrong with the next billing...just not what happened. Of, course, that's when I get called in. (What she doesn't know is that I check her bank statements online to monitor payments to utilities). Today, though, she produced bank statements and other financial information to an insurance agent who cold called her.

When Mom told me about this, I was stunned. We had talked about NOT giving out personal information to anyone. She seemed to feel this was different,and although she told the agent that her daughter took care of her business, she said "I knew you'd be mad". I wasn't mad, Mom. I am scared. I feel that you are so happy to talk to someone, you can be coerced, ever so innocently, into giving private information to anyone. You don't stand a chance against a real con artist... and I don't know how to protect you without taking away your independence. . As I said in my venting session to my husband, I feel as if I'm the parent, BUT I'M NOT!!

Senior Co-op Neighborhood

I have often met older people who are alone. Some are estranged from their families and others had never married or married but never had children. Their immediate families of brothers or sisters have predeceased them and they are alone. Yet, they want to remain in their own homes as the majority of seniors do, even with family all around them.

While many organizations exist to support seniors who wish to age in place at home, one of the newest of these is the senior co-op concept. What is a senior co-op? Taken from the CSA Journal 37 2007, "it's as simple as a group of people agreeing to make their neighborhood a comfortable place to grow old."

The Northeast area was first to begin a senior co-op at Boston's Beacon Hill Village in 2001. The scene goes something like this; a community forms a non-profit organization and members pay dues for services ranging from transportation to home repair, and security to companionship. The idea is to ensure older people can remain in their homes as long as possible. It would be a comforting concept that predetermined chefs, carpenters, or a home health aid is just a phone call away.

Services offered by a non profit membership organization may be able to offer the prearranged services more cost efficiently than individual hire for the same services. The co-op concept is still in its infancy and critics of the idea say it's only for the wealthy. It seems to me that taking proposals from subcontractors works the same for everyone. It depends on the level of service to determine what cost is assigned to that service. After all, it's about keeping the seniors in their homes and maintaining dignity and independence as long as possible. I think I'd like to get a testimonial from a co-op member before I form an opinion. It's an interesting concept and I'll be watching this one.